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Lending Should Be Simple

Flow is a capital-efficient pooled lending protocol enabling investors to earn interest and borrowers to obtain instant loans on Cardano.

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Core Features

Why Choose Flow for Lending and Borrowing?

A modern lending protocol offering the best experience for both lenders and borrowers on Cardano.

Secure & Audited

Protocol built with security-first approach and thoroughly audited by leading blockchain security firms.

Competitive Rates

Earn higher interest rates as a lender or get the best borrowing rates in the Cardano ecosystem.

Community Governed

Fully decentralized protocol governed by the community through transparent on-chain governance.

Instant Liquidity

Access your funds instantly with no lock-up periods or get loans without lengthy approval processes.

Self-Custody

Maintain control of your assets with non-custodial smart contracts powered by Cardano.

Dynamic Rates

Algorithm automatically adjusts interest rates based on market demand to optimize capital efficiency.

Simple Process

How Flow Works

A streamlined experience designed for both novice and experienced users.

01

Connect Your Wallet

Connect your Cardano wallet to the Flow protocol platform with a simple click.

02

Deposit Assets

Deposit your assets into the lending pool to earn interest.

03

Earn or Borrow

Start earning interest on your deposits, or borrow assets against your collateral.

04

Manage Your Position

Monitor your position, repay loans, or withdraw your assets at any time.

Ready to get started with Flow?

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